What We Fund

Car accidents, truck accidents, motorcycle accidents, and pedestrian injuries are among the most common cases we fund. After a serious motor vehicle collision, medical bills, lost wages, and vehicle repair or replacement costs can create immediate financial pressure. Investigation, medical assessment and negotiations can take time, while rent, utilities and treatment expenses continue.

Pre-settlement funding for auto accidents lets you access a portion of your expected recovery upfront. You can use the advance for medical expenses, physical therapy, prescriptions, household bills, and daily living costs. We work with your personal injury attorney to evaluate liability, damages, and insurance limits. Funding is non-recourse: you repay only if you receive a settlement or verdict in your favor.

We fund claims involving passenger vehicles, commercial trucks, rideshare incidents, hit-and-run (when there is coverage or a claim), and multi-vehicle collisions. If you have an attorney and a pending auto accident claim, apply for pre-settlement funding to ease financial stress while your case resolves.

Injuries that occur on someone else’s property, such as slip and fall accidents, trip and fall, inadequate lighting, unsafe stairs or railings, or hazardous conditions in stores, parking lots, or residential buildings, often fall under premises liability. Property owners and occupiers have a duty to maintain safe conditions; when they fail to do so and you are injured, you may have a claim for damages.

These cases can take time to resolve as liability and comparative fault are evaluated. In the meantime, you may be unable to work or facing mounting medical and daily expenses. Pre-settlement funding for slip and fall and other premises liability cases gives you cash now based on the expected value of your claim. We review the facts of your accident, your injuries, and the property owner’s insurance or assets. Funds can be used for medical care, lost income replacement, rent, and other necessities while your attorney pursues your claim.

If you were injured on the job, you may have a workers’ compensation claim, a third-party injury claim (for example against a negligent driver or property owner), or both. Workers’ comp benefits can be slow to start or disputed, and in some situations you may be pursuing additional claims outside the workers’ comp system. During that process, bills and living expenses do not stop.

We can review workplace injury funding requests with your attorney. Workers’ compensation benefits and third-party injury claims are different, and state rules may restrict funding or the use of benefit proceeds. Having an attorney and a work injury does not automatically establish eligibility. Ask your attorney to identify the type of claim and whether its potential proceeds can support funding.

Responsibility for a dog bite or animal attack depends on the circumstances and applicable state and local law. Owners may be responsible for injuries caused by their animals, especially when the animal was known to be dangerous or was not properly restrained. Serious bites can lead to surgery, scarring, infection, and lasting physical and emotional effects.

Pre-settlement funding for dog bite and animal attack claims allows you to pay for medical care, follow-up treatment, and daily expenses while your attorney negotiates with the owner’s homeowners or liability insurance. We evaluate the severity of your injuries, the owner’s insurance coverage, and the strength of your claim. Approval is based on the case, not your credit, and you repay only from your settlement or verdict.

Medical malpractice cases arise when a healthcare provider’s negligence, such as surgical errors, misdiagnosis, medication errors, or birth injuries, causes harm. These cases are often complex and can take years to resolve. They typically require expert testimony and extensive documentation, and plaintiffs may face significant medical bills and lost earning capacity while the case is pending.

Pre-settlement funding for medical malpractice helps injured patients and their families cover living expenses, ongoing treatment, and other costs during the long litigation process. We work with your malpractice attorney to assess liability, causation, and damages. Because these cases can be lengthy, we consider the stage of your case and the expected timeline when evaluating funding. As with all our funding, repayment is non-recourse: only from a settlement or verdict in your favor.

Wrongful death claims may be brought by eligible relatives or a representative when another party causes a death; who may act and what losses may be recovered depend on the applicable law. Catastrophic injury cases involve life-changing harm such as traumatic brain injury, spinal cord injury, amputation, or severe burns. Both types of cases can result in substantial damages, but they also take time to litigate, and families often face immediate financial strain from funeral costs, loss of income, and ongoing household and medical expenses.

We offer pre-settlement funding for wrongful death and serious injury cases so that families and injured plaintiffs can maintain stability while their attorney pursues full and fair compensation. Funding requires individual review of the claim and potential recovery. Claims involving an estate, a child or a person acting through a representative may require additional authority or approvals. Repayment is made only from the settlement or verdict; there is no personal obligation if the case is unsuccessful.

Many personal injury cases fall under general negligence: someone failed to use reasonable care and that failure caused your injury. This can include construction accidents, negligent security, swimming pool or recreational injuries, and other situations where a responsible party’s carelessness led to harm. Review the current case menu for the types of claims Graylock considers. A case description alone does not establish eligibility; availability depends on the specific claim, attorney participation and state requirements.

If your case involves clear or disputed liability and you are represented by counsel, we may be able to provide a cash advance based on the merits of your claim. We fund a broad range of injury cases; if you do not see your situation listed above, call us at (800) 539-6470 or submit an application and we will let you know if we can help.