What We Fund
Graylock provides pre-settlement funding for a wide range of personal injury and related cases. If you have an active claim and are represented by an attorney, you may qualify for a non-recourse cash advance to cover living expenses, medical bills, and other costs while your case is pending. Repayment is made only from your settlement or verdict; if you do not win or settle, you owe nothing.
We evaluate each case based on its strength and expected outcome, not your credit score or employment. Below are the main types of cases we fund, with detail on how pre-settlement funding can help in each situation.
Browse by case type: Use the What We Fund menu above to see all categories and subpages (e.g. Animal Bite, Car Accidents, Slip and Fall, Medical Malpractice, Truck Accidents). Each category and subpage has its own page with more detail.
Auto Accidents & Motor Vehicle Collisions
Car accidents, truck accidents, motorcycle accidents, and pedestrian injuries are among the most common cases we fund. After a serious motor vehicle collision, medical bills, lost wages, and vehicle repair or replacement costs can create immediate financial pressure. Insurance companies often drag out negotiations, leaving injured plaintiffs struggling to pay rent, utilities, and treatment while they wait for a fair settlement.
Pre-settlement funding for auto accidents lets you access a portion of your expected recovery upfront. You can use the advance for medical expenses, physical therapy, prescriptions, household bills, and daily living costs. We work with your personal injury attorney to evaluate liability, damages, and insurance limits. Funding is non-recourse: you repay only if you receive a settlement or verdict in your favor.
We fund claims involving passenger vehicles, commercial trucks, rideshare incidents, hit-and-run (when there is coverage or a claim), and multi-vehicle collisions. If you have an attorney and a pending auto accident claim, apply for pre-settlement funding to ease financial stress while your case resolves.
Slip and Fall & Premises Liability
Injuries that occur on someone else’s property—such as slip and fall accidents, trip and fall, inadequate lighting, unsafe stairs or railings, or hazardous conditions in stores, parking lots, or residential buildings—often fall under premises liability. Property owners and occupiers have a duty to maintain safe conditions; when they fail to do so and you are injured, you may have a claim for damages.
These cases can take time to resolve as liability and comparative fault are evaluated. In the meantime, you may be unable to work or facing mounting medical and daily expenses. Pre-settlement funding for slip and fall and other premises liability cases gives you cash now based on the expected value of your claim. We review the facts of your accident, your injuries, and the property owner’s insurance or assets. Funds can be used for medical care, lost income replacement, rent, and other necessities while your attorney pursues full compensation.
Workers’ Compensation & Workplace Injuries
If you were injured on the job, you may have a workers’ compensation claim, a third-party injury claim (for example against a negligent driver or property owner), or both. Workers’ comp benefits can be slow to start or disputed, and in some situations you may be pursuing additional claims outside the workers’ comp system. During that process, bills and living expenses do not stop.
We provide pre-settlement funding for workplace injury cases where you have legal representation and a pending claim or lawsuit. Funding can help you cover medical treatment, household expenses, and support your family while your attorney works to secure the benefits or settlement you deserve. Repayment comes only from the proceeds of your claim or settlement; if you do not recover, you owe nothing.
Dog Bites & Animal Attacks
Dog bite and animal attack cases frequently involve clear liability under state and local laws. Owners may be responsible for injuries caused by their animals, especially when the animal was known to be dangerous or was not properly restrained. Serious bites can lead to surgery, scarring, infection, and lasting physical and emotional effects.
Pre-settlement funding for dog bite and animal attack claims allows you to pay for medical care, follow-up treatment, and daily expenses while your attorney negotiates with the owner’s homeowners or liability insurance. We evaluate the severity of your injuries, the owner’s insurance coverage, and the strength of your claim. Approval is based on the case, not your credit, and you repay only from your settlement or verdict.
Medical Malpractice
Medical malpractice cases arise when a healthcare provider’s negligence—such as surgical errors, misdiagnosis, medication errors, or birth injuries—causes harm. These cases are often complex and can take years to resolve. They typically require expert testimony and extensive documentation, and plaintiffs may face significant medical bills and lost earning capacity while the case is pending.
Pre-settlement funding for medical malpractice helps injured patients and their families cover living expenses, ongoing treatment, and other costs during the long litigation process. We work with your malpractice attorney to assess liability, causation, and damages. Because these cases can be lengthy, we consider the stage of your case and the expected timeline when evaluating funding. As with all our funding, repayment is non-recourse: only from a settlement or verdict in your favor.
Wrongful Death & Serious Injury
Wrongful death claims are brought by surviving family members when someone’s negligence or misconduct causes a loved one’s death. Catastrophic injury cases involve life-changing harm such as traumatic brain injury, spinal cord injury, amputation, or severe burns. Both types of cases can result in substantial damages, but they also take time to litigate, and families often face immediate financial strain—funeral costs, loss of income, and ongoing household and medical expenses.
We offer pre-settlement funding for wrongful death and serious injury cases so that families and injured plaintiffs can maintain stability while their attorney pursues full and fair compensation. Funding is based on the strength and value of the claim. Repayment is made only from the settlement or verdict; there is no personal obligation if the case is unsuccessful.
General Negligence & Other Personal Injury Cases
Many personal injury cases fall under general negligence: someone failed to use reasonable care and that failure caused your injury. This can include construction accidents, negligent security, swimming pool or recreational injuries, and other situations where a responsible party’s carelessness led to harm. Product liability cases—injuries from defective products, dangerous drugs, or faulty medical devices—are also eligible for pre-settlement funding when you have an attorney and a pending claim.
If your case involves clear or disputed liability and you are represented by counsel, we may be able to provide a cash advance based on the merits of your claim. We fund a broad range of injury cases; if you do not see your situation listed above, call us at (800) 539-6470 or submit an application and we will let you know if we can help.
Who Qualifies for Pre-Settlement Funding?
We evaluate each application based on the strength of the case. In general, to be considered for pre-settlement funding you should:
- Have an attorney representing you on a contingency basis for your injury claim
- Have a pending lawsuit or active claim (not yet settled or resolved)
- Have documented injuries or damages and a viable theory of liability
- Reside in a state where we provide funding (we do not operate in all states; see our footer for the current list)
We do not require a credit check or proof of employment. Approval is based on the type of case, liability, damages, insurance or assets, and the stage of your claim. Funding amounts vary by case; we work with your attorney to determine an appropriate advance.
What Can I Use the Funds For?
Pre-settlement funding is intended to help you cover expenses while your case is pending. You can use your advance for:
- Rent or mortgage payments
- Utilities, groceries, and daily living expenses
- Medical bills, prescriptions, physical therapy, and treatment related to your injury
- Car payments, transportation, or vehicle repair
- Childcare and family support
- Other necessary costs so you can avoid settling early for less than your case may be worth
Your attorney can focus on building the strongest case while you have financial breathing room. We encourage applicants to request only what they need.
How to Apply
Applying for pre-settlement funding is free and creates no obligation to accept an offer. Fill out our short online application with your contact information and your attorney’s details. We will work with your attorney to review your case and, if approved, get you funds quickly—often within 24 to 48 hours. To learn more about the process, see How It Works.
Questions? Call us toll-free at (800) 539-6470.